FAQ in unit trust

1. Why would I want to invest in unit trust?

· Professional Investment Services

· Diversification Opportunities

· Affordable

· Convenience

· Liquidity

2. What are the types of investment plans available?

· Cash - Lump Sum Investment or Cash Plan

· Cash - Regular Savings Plan (Auto Debit or Direct Debit via Bank Accounts / Auto Payment via CIMB Credit Card)

· EPF Investment Scheme

· Loan Plan

3. What is a Regular Savings Plan via Autodebit or Direct Debit via Bank Accounts / Auto-Payment via CIMB Bank Credit Card?
   It is a facility that allows you to auto deduct a fixed amount of money every month from your bank accounts or credit card for the purpose of investing into specific unit trust funds. The banks that offer such a facility with CIMB Wealth Advisors and their respective dates of deduction are as follows:

Autodebit or Direct Debit via Bank Accounts:

- BSN : Every 5th or 19th of the month

- CIMB : Every 10th or 20th of the month

- EON : Every 8th or 16th of the month

- Maybank : Every 14th or 28th of the month

- RHB : Every 12th or 25th of the month

Auto Payment via CIMB Bank Credit Card: Every 7^th of the month

4. Who can Invest?

· Malaysian or Non- Malaysian (expatriate working / residing in Malaysia) individuals aged 18 years and above.

· Malaysian or Non-Malaysian with registered Company or incorporated bodies, operating in Malaysia.

Note: All businesses operating in Malaysia must register with ROC / ROB.

5. Where can I invest?

· CIMB Wealth Advisors’s home office in Damansara Utama

· CIMB Wealth Advisors’s regional / branch offices

· CIMB Wealth Advisors’s sales offices

If you would like us to send someone to personally assist you, please contact our Customer Care Centre at 03 – 7718 3000.

6. Will I get a confirmation on my unit trust investment?
   Yes. You will receive the following:

· Confirmation Advice Slip (CAS) for every investment (except for Regular Savings Plan which are sent on quarterly basis)

· Yearly Statement of Account

· Unit Split Statement / Distribution Statement (if any)

7. Where can I find information on unit trust pricing?
   Please log on to www.cimbwealthadvisors.com for the daily fund prices. Alternatively, you may refer to: The New Straits Times, The Star Online or call our Customer Care Centre at 03–7718 3000.

8. What are the types of returns from unit trust investment?
   The returns on investment for unitholders are usually in the form of capital appreciation & distributions through income generated from the portfolio of the assets held by the unit trust funds.

9. How often will I get the financial reports?
   You will be informed of the performance of the Fund that you have invested in through an audited annual report for the financial year-end of the Fund and an unaudited interim report (applies to a six-month period). These reports will be sent to you within two months of the two stated periods. You may also refer to the copy of the annual or interim report posted in the Corporate Website.

For futher info,u may contact me,
Sarah
013-2695329